Provisio

Provisio Financial

Why Choose Provisio Financial?

  • In business since 2008
  • Management has over 45 years of experience.
  • Based in Vancouver, BC
  • New and used equipment financing
  • Cross-border financing
  • Equipment Financing
  • Term Loans
  • Structured Financing
  • “A” to “C” Credit Structures
  • Storied Credit Types
  • Brand New Start-ups
  • Financing Available Across Canada
 

Let’s simplify your equipment financing.

When choosing a partner for your equipment financing needs, choose Provisio Financial. Our financing solutions are clear and easy to follow, featuring full disclosures, vendor programs, and a variety of financing options.

Equipment Finance Made Simple

Our goal is to keep things simple for everyone involved in the equipment financing process. We do this by tailoring virtually any financial vehicle to best fit your business needs, and then delivering outstanding service.

Our focus is to increase the overall financial success of your business. As technology continues to change the face of many industries, Provisio Financial Services helps any business quickly adapt and maintain a competitive advantage by providing flexible, asset-based financing with competitive rates, making it easier for equipment upgrades as needed. Our innovative Flex-Tech™ Upgrade Program allows businesses to acquire the equipment they need when they need it. All our programs are based on a simple finance structure designed to accommodate your business needs.

Find out how simple. Call 1‐800‐392‐9005 today.
Equipment financing can be easy!
Or visit us online at www.provisiofinancial.com

Benefits

Benefits for Customers and Vendors

Why would a customer lease equipment?
Financing equipment with Provisio’s tailored leasing solutions is easy. Operations managers can purchase the equipment they need rather than settling for what their cash flow allows. What’s more, they can benefit from the tax advantages of leasing by expensing the payments to reduce their taxable income.

Frees up cash flow
By leasing equipment, companies can maintain cash flow to grow their business while keeping their bank lines intact.

Increased purchasing power
The small incremental monthly lease payment for equipment allows companies to enhance their equipment package while slightly increasing their recurring expenditure. This advantage helps maintain the business’s
operating budget.

Leasing is treated as an operating expense
The monthly lease cost is treated as an operating expense. and
therefore does not encumber upon the company’s
balance sheet.

Lease payments are all inclusive
The lease payments can include shipping, maintenance, training, installation, and software.

Flexible payment terms
Payment terms can be monthly, quarterly, semiannual, or annual. In some cases, payments can also be deferred or skipped during low cash flow periods.

Why do vendors offer leasing? And why should they
care how the customer pays?

By offering Provisio’s flexible leasing solutions, vendors
can make it easy and convenient for their customers to
acquire equipment, without delaying the sales while
other financing is sought by their customers.

Repeat business
Leasing increases customer loyalty, leading to more frequent add-ons, trade-ups, and new equipment acquisitions than outright purchases.

Leasing closes more sales
Simply put, the first number a person sees is the last
number they remember. Many vendors have realized that by offering their customers an attractive, lower predictive payment, they are able to get their customers to commit quicker.

Leasing shortens the sales cycle
Lease payments can be tailored to fit within the purchasing manager’s approval limit, avoiding lengthy internal red tape for a sign-off that may not be approved by the purchasing manager’s head office.

Leasing preserves margins
Sales margins can be preserved and competitive pricing
differences minimized when the cost of your equipment is
expressed in terms of a monthly lease payment that fits
within a company’s budget.

Leasing generates larger sales
Vendors know they can increase a customer’s purchasing
power by offering leasing. Because incremental monthly
lease costs are so small, businesses are more inclined to
increase the size of their purchase to match their actual
equipment requirement rather than settling for something
that is defined by their cash flow.